Paying with a card, bank credit or fintech loan: what is best for you to finance a purchase

In times of crisis and economic uncertainty, looking for the best way to finance yourself becomes a necessity for many families. Whether to cancel debts or make a purchase, there are options that fit each consumer profile. And, logically, each one has a different interest rate, to which it is convenient to pay attention.

In any case, because they are faster to process and being considered “more inclusive”, the demand for loans in fintech grew during the last months of the pandemic: “Since the last quarter of 2020 there was an increase in applications,” Matías Friedberg, co-founder of, of Ixpandit Fintech Factory, explains to iProUP.

It details that “the main reasons are the mass adoption of digital media and the reduction of the real salary of the average customer.”


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