In a year that was difficult from the financial point of view, there are not a few who arrive in December with many debts and seek consolidation mechanisms. That is, take out a credit with which to pay previous obligations. The percentages vary by company but at least a quarter of the loans originated are used with this destination.
A survey conducted in November by fintech Adelantos.com, which provides personal loans of up to $ 15,000, showed that 35% of customers request it to pay services owed or cancel debts. At the same time, 41% responded that it was the first time they had resorted to financial aid of this type.
The demand for loans falls at the end of the year due to the greater use of credit cards but rises again in January
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